INSURANCE TYPES
CRUISE LINE - ONLY COVERS ONCE ONBOARD [twist ankle walking up ramp to ship = not covered]
CREDIT CARD - NO PRE-EXISTING COVERAGE & NO PRE-CANCELLATION COVERAGE
ANNUAL PLAN - NO PRE-EXISTING COVERAGE & NO PRE-CANCELLATION COVERAGE
3RD PARTY - COMPLETE COVERAGE INCLUDING PRE-EXISTING & PRE-CANCELLATION
3RD PARTY COVERAGE
DOOR 2 DOOR = covers from time leaving driveway to the time you get back
MEDICAL EXPENSES = up to $100,000
MEDICAL EVACUATION = up to $1,000,000 - $2,000,000
PRE-EXISTING CONDITIONS = waived if purchased within 15 days of deposit
PRE-CANCELLATION = sick/injury/family death is a covered reason to cancel before trip
INCIDENTALS = trip interruption or delay, baggage lost, help desk, and etc...
*to be covered against any future pre-existing condition, it is necessary to purchase insurance within 15 days of deposit.
First Hand Accounts
1.) 90-year-old Luxury cruiser had a stroke 3 days before her cruise. She had no insurance whatsoever = $22,000 loss.
2.) Person tested positive during COVID and had to stay in Italian Medical Hotel. Client had insurance = $12,000 saved.
3.) Wife got sick day before the cruise. Doctor advised against travel. We had insurance = $6,000 saved.
4.) Elderly (lovely woman) forgot she was taking a cruise when we called 2 days before sailing. No insurance = $4,000 loss.
5.) Client's father travelling with family had back problems and could not walk. No insurance = $3000 loss.
6.) Many many stories about losing money due to no insurance and many more about how insurance saved them out of pocket costs.
CALL 772-340-1600 OR 800-382-0052
FOR A FREE AND FAST QUOTE...